Snowmobile insurance rates and coverage
Snowmobiles need protection that’s different from what your auto or homeowners insurance can provide. With Markel’s customizable insurance, you can choose your level of protection, which will affect your snowmobile insurance rates.
Select the snowmobile insurance coverage options that are right for you.
Accessory Coverage
Bodily Injury Liability
Collision
Comprehensive
Medical Payments
Property Damage Liability
Uninsured/Underinsured Motorist Bodily Injury
Accessory Coverage
Accessory coverage is for those items not included as standard by the manufacturer of the snowmobile and were added onto the snowmobile. Aftermarket accessories can include but are not limited to: helmets, eyewear, riding gear, windshields, storage bags, custom seats, covers and skid plates.
Accessory packages ranging from $500 to $10,000 are available.
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Bodily Injury Liability
Provides coverage on your behalf to someone you become legally liable to due to a snowmobile related accident that causes injury, sickness or death.
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Collision
Provides coverage for loss caused by a snowmobile collision or upset. Deductible options: $500, $1,000, $1,500 or $2,000.
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Comprehensive
Provides coverage for your snowmobile for damage that occurs as a result of loss other than collision. This would include fire, theft, vandalism, deer, etc. Deductible options: $500, $1,000, $1,500 or $2,000.
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Medical Payments
This coverage provides excess medical payments coverage (after any other medical coverage) for any snowmobile operator or passenger, regardless of fault, subject to the coverage limit and deductible.
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Property Damage Liability
Provides coverage for other people's property if you become legally liable for the damage while operating the insured snowmobile.
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Uninsured/Underinsured Motorist Bodily Injury
This coverage provides protection for your injuries or death if you are involved in an accident with a motorist that has no insurance or insufficient coverage and the other party is considered at fault. Coverage varies by state. Please call (800) 236-2453 for specific information regarding your state.
Uninsured/Underinsured Motorist Property Damage
This coverage offers additional protection against property damage caused by a motorist that has either no insurance or insufficient coverage and the other party is considered at fault. This coverage may be available in your state. Please call (800) 236-2453 for specific information regarding your state.
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