Whether you're four-wheeling or working muddy fields, protection means more than just wearing safety gear and driving responsibly. It also means protecting yourself and your all-terrain vehicle with specialized UTV or ATV insurance. That's where Markel comes in. You see, we understand the unique insurance needs of ATV and UTV owners such as yourself. And that's why we build policies specifically designed to give you the peace of mind and protection you need.
Unlike some insurance companies that treat an all-terrain vehicle as an afterthought or add-on, we create specialized policies that recognize the unique hazards you face when clawing through rough terrain on your ATV or UTV. In fact, our coverage features options that many homeowners or auto insurance carriers may not provide - extras such as diminishing deductibles and protection for accessories like your snowplow, bow rack, custom seat or hitch.
Some homeowner policies won't cover ATVs and UTVs if they're driven off the covered property. And if you don't have UTV or ATV insurance, some states won't even allow you to ride your quads on state-owned land. With ATV or UTV insurance from Markel, you can drive however far off the beaten path you want to go. It's the freedom and peace of mind that comes with every Markel policy.
Hunters and ranchers use and accessorize their mud-flinging four-wheelers very differently than trail riders. Markel associates understand this. And that's why we tailor all ATV and UTV insurance quotes to reflect each individual rider and specific situation. (Coverage is for personal, private use, not for commercial operations.)